Money Concepts Prince George

Address: 492 Victoria St

Phone: 250-564-7484

Fax: 250-564-7490

Email: info@moneyconceptspg.bc.ca

Fund Company Links:

• IA Clarington
• Mackenzie Financial Investments
• Dynamic Mutual Funds
• Fidelity Investment
• Invesco Trimark

Insurance Company Links:

• Industrial Alliance
• Transamerica
• Manulife

Tax Resource Links:

• Federal Tax Rates
• Provincial Tax Rates

Government Links:

Federal Links:

• Canada Pension Rates
• Old Age Security Rates

Provincial Links:

• Fair Pharmacare
• BC Medical Services Plan (MSP)
• MSP Application Form

Useful Resources

Retirement Planning:

• RRSP Calculator - Calculate how much you will need to save between now and the day you retire.
• RIF/LIF/LRIF Calculator - Find out how much income your Registered Savings plan will generate in retirement.
• Registered vs. Non-Registered Investing - Weigh the benefits of registered versus non-registered growth.
• RRSP Illustrator - Get a personalized assessment of the tax benefits you gain by investing in your RRSP.
• RRSP Loan Planner - Find out how an RRSP loan could help boost your income at retirement.

Investment and Saving:

• Advantage of Early Investing - Learn the importance of investing early and on a regular basis.
• RESP Calculator - Discover how much your money can grow in an RESP with the added contributions from the Canadian Education Savings Grant. This tool also helps you figure out how much you will need to save for your children's education.
• Investment & Regular Deposit - See how your one time investment or regular deposit program will grow over the years.
• Investment & Regular Withdrawal - Calculate the regular income stream generated by your non-registered investment.

Personal Finance:

• Cash Flow Illustrator - The first step in building a wise financial plan is determining your family's income and expenses. This tool makes it easy.
• Net Worth Illustrator - Complete your personal financial picture by pin pointing your personal assets and liabilities.

Mortgage and Lending:

• Mortgage Qualifier - Thinking about buying a home but dont know whether you would qualify for a mortgage? Use this calculator to find out how much you could qualify for and what your monthly payments would be.
• Mortgage / Loan Amortization Scheduler - Want to know how much your mortgage will actually cost you? This easy to use tool provides a detailed payment schedule for your mortgage or loan based on the mortgage or loan amount, payment frequency, interest rate and the amortization period information you provide.
• Debt Consolidator - Looking to consolidate your high interest debt into one easy to manage payment? This calculator can show you how much you might save by consolidating your debt at a lower interest rate.